What is a Cash Advance Online?

It is a short term loan to provide you with cash when you need it most, usually between paydays! It is designed for emergency situations when you are short on funds and need money fast! Family needs, unexpected expenses, overdrafts, bills, are just some of the urgent cash needs you may experience. The money is directly deposited into your personal checking account, then the cash advance funds (plus a fee) are taken out of your account at the end of the loan.

Some of the criteria required by most providers in order to qualify:

• Currently have a job (or receive regular income)
• Make at least $1200 per month
• Are 18 years of age or older and a U.S. citizen
• Have a checking account
• Other requirements may apply

How much you may qualify for depends on a number of factors including your income and others. And most any credit types can qualify, even bankruptcy, charge-offs and bounced checks! Depends upon the specific requirements of your provider.

Costs?
Before accepting a cash advance from a provider. Be sure to request an explanation of all the costs associated with the exchange. Often, actual fees are determined based on the specific information you provide when you submit your application. Once approved, your cash can often be sent to your bank account the same or next business day. It is important to inquire about and to understand all of the specifics, costs, fees and obligations before you accept the money.

Under the Truth in Lending Act, the cost of payday loans - like other types of credit - must be disclosed. Among other information, you must receive, in writing, the finance charge (a dollar amount) and the annual percentage rate or APR (the cost of credit on a yearly basis).
www.ftc.gov/bcp/conline/pubs/alerts/pdayalrt.htm


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Online Cash Advance

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